Imposing, single storey, beige brick and sandstone, neo-classical Bank of Montreal (c. 1920)

Front Elevation - Classically inspired, corner building on broached ashlar, stone plinth. West façade has triumphal-arch form with tall rectangular windows either side of round-headed arch at recessed central entry, reached by four granite steps. Original, archaic (almost Gothic) cast-iron lanterns remain at either side of entry, with their robust, supporting brackets. Stone cornice extends from window lintels to return into entry framed by arch of profiled voussoirs and with scroll-shaped keystone, all set within slightly recessed, central brick bay. Original, recessed pointing remains at brickwork, and a bronze plaque is mounted to masonry at north-west corner. Rectangular, brick-framed, stone panels centred above lateral windows, as if for carved reliefs. Modern metal entrance doors retain original, ornate, moulded wooden pilasters at either side, beyond framing architraves. Fenestration at entry comprises original, seven-pane, wood-framed transom window with fan-light above. Windows at either side of entry are single-pane, aluminum-framed replacements.

Entablature and Parapet - Elegant, dentilled, stone entablature is crowned by brick parapet built off tall, stone base and with heavy metal flashing at base and aluminum-flashed coping.

Interior – Interior elements of limestone floor, green marble baseboard and wooden paneled dado remain visible, and original ceiling may be concealed above modern, suspended ceiling.

North Elevation – Simcoe Street elevation is similar to main façade but without an entry. Broached ashlar limestone plinth has four rectangular, blind windows centred on windows above. Three large, round-headed (two-pane replacement) windows, again with profiled stone voussoirs and scroll-type keystones above, are set between slightly projecting bays at either side. Outer bays have large, rectangular, single-pane window at RH side, and blind brick recess, with central limestone panel, at LH side. Brick-framed limestone panels above are as at front, as are cornice and parapet. A stubby, limestone-faced brick chimney, with modest cornice, is set behind parapet at LH bay. There is a small, pink-brick addition built at the east elevation of the original bank structure.