The dwelling on the property at 282 Ontario Street was built for Henry and Pauline Arnold in 1893. Henry Arnold was a purser, an occupation related to the important shipping industry in Collingwood. The Arnolds owned the property until 1906 when they sold to accountant Arthur Haight Cuttle. In May 1915, when a resident of Toronto , Cuttle sold the property to Thomas H. Jackman. When Jackman died two years later, he left the property to his wife Matilda. She continued to operate the family business, which meant living in Collingwood in the winter months and Killarney in the summer months. She sold the Ontario Street property in 1919 to a Collingwood fisherman, Frederick Malcolm. His widow, Mary Ann (Mame), was the owner until her death in 1973. Each of these families is believed to have been moderate-income earners who contributed to the local economy and everyday life in Collingwood. Some owners may have periodically tenanted the dwelling.

The transitional Gothic Revival to Queen Anne and late Romanesque Revival style, form, and materials of the dwelling are typical of the housing built in Collingwood during the late 19th century. It exhibits good craftsmanship in the masonry and has several stylish elements, notably the stacked bay window with projecting dormer and the decorated gable. Further research may confirm this dwelling as the work of carpenter Richard [Bonnamy].

This property is important in maintaining the residential character of the streetscape. In particular, it gives context to the architecturally significant Victoria Terrace at the west

DESCRIPTION OF HERITAGE ATTRIBUTES

The cultural heritage value or interest of this property is expressed by the principal heritage attribute of a 1893, two-storey dwelling featuring the following exterior elements of significance:

• The form, massing, height, and scale
  

• All segmental window openings
  

• All elements of the gable on the east façade
  

• The round window opening on the east façade
  

• The two-storey bay window on the north façade; and one-storey bay window on the east facade
  

• All elements of the dormer on the north façade
  

• The second storey entryway to the upper section of the verandah on the north facade
  

• The single width doorcase, including the transom (but not the transom glazing) on the north facade
  

• Any elements of the existing verandah that are found to be original to the dwelling
  

• The roof type
  

• The original masonry including the beaded, buff coloured mortar, and raised stretcher brick banding and window opening head treatment
  

• The view of the front (north) façade unobstructed from Ontario Street